Health insurance system in Japan：健康保険制度（けんこうほけんせいど）

2020.05.16
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みなさん、保険証ほけんしょう(病院びょういんで使つかうカード)を知しっていますか。

日本にっぽんに来きたときに、病院びょういんに行いくときに使つかうカードを作つくったと思おもいます。
そのカードの名前なまえは、「保険証ほけんしょう」です。

日本にっぽんで病院びょういんに行いくときは、保険証ほけんしょうを持もっていきます。

保険証ほけんしょうがある人ひとは、病院びょういんではらうお金かねが安やすくなります。あなたが病院びょういんではらうお金かねは、30%ぱーせんとです。

保険証ほけんしょうがない人ひとは、100％自分じぶんで払はらいます。

日本にっぽんにある大おおきい病院びょういんも、小ちいさい病院びょういん（クリニック）も、保険証ほけんしょうがある人ひとは30％です。

病院びょういんのあとで、薬くすりを買かうことができます。ドラッグストアで買かうときより安やすいです。

体からだが悪わるいときは、保険証ほけんしょうを持もって、病院びょういんに行いってください。

Japan has an experience of having improved the health conditions of the people across the country by instituting a universal public insurance system.
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for details

Have you had an experience of giving up of going to hospital when you got injured or sick because concerning about medical expense?

ケガをした時とき、病気びょうきになった時とき、お金かねが不安ふあんで病院びょういんへ行いかない人ひとはいませんか？

All the residents in Japan, including foreign nationals, are required to enroll in a public health insurance, which is called the National Health Insurance System.

This is one of the social insurances (medical insurance, employee pension, compensation insurance, employment insurance, nursing insurance), and which covers parts of medical expenses.

This is not only limited to the people working in Japan, but also international students and residents with permission to stay in Japan for three months or more are required to join the National Health Insurance System.

Under the health insurance system, with the use of insurance premiums paid by individuals who are covered by this system, those individuals can receive medical treatment by only paying 30% of the actual medical treatment costs.

This system covers 70% of the whole medical expense, so you need to pay the rest of 30%.

Monthly insurance premium is a small amount, there is also a reduction system for international students.

So, let’s take a look at procedures.

Japan’s public medical insurance

※When there is a change in information written on the health insurance card, immediately submit it to the branch via the employer/city（ward）office.
※If you use the health insurance card illegally, you may be subject to punishment of imprisonment as a fraud by the criminal law.

※You are not allowed to receive medical care for any illness or injury resulting from “Work injury” and “Commuting injury”, by using health insurance card.
Please report to your company about an accident and the any illness or injury.

→5 Workmen’s Accident Compensation Insurance Law：日本の労働関係法令～5 労働者災害補償保険法～